Basic Items to have for a Loan Application or Over-the-phone Review
Purchases Only Contract for Purchase/Sale Earnest Money Receipt- with front and back of check howing cashed All Parties Contact Information- Atty’s, Realtor’ Along with the documents below:
All “Fully documented” Loan Applications
Last 2 yrs.- ___ W-2’s or 1099’s & ___ Tax Returns
Last Month’s Worth of ___ Paycheck Stubs
Last 2 month’s of ___ Bank Statements and then prepare to give the most current just prior to closing ___ Creditor’s Contact & Loan Payment Statement’s on other loans (car, boat, personal loans, Credit Cards) ___ Last 12 mos. Cancelled checks for Rental or Mortgage proof of payments on time (front and back)
___ Driver’s License and ___ Social Security Card for all parties qualifying on the Loan Application.
___ Recent Divorce decree if necessary to prove whom is responsible for Joint accounts which are no Longer joint- and Evidence of Alimony or Child Support, if necessary
___ Business Tax Return’s and ___ Certified P&L stmt. if Self-employed
Please fax a copy of these documents to (847) 803-8709
Encompass has an uploadable secured emailing feature to it –if we send you the invitation to upload forms and documents.
** Regular emailing is allowed but ONLY if the file is as a “.PDF secured file” with a security password ONLY Processing@ProfessionalRealtyPartners.com & ONLY after you have spoken to a Lending Representative. Please put the Rep’s. contact name as the “Subject” of your message for fastest processing turntime.
** Keep in mind-if your personal information goes thru regular emailing channels without password-secured protection - anyone can intercept it!
This Page can be printed for ease of use. The Professional Realty Partners Team Richland Mortgage Lending Specialists
talk with a Lending Rep. or Help Desk Operator, if you are not sure of how to transfer these documents SECURELY!