Set it and Forget It!



Use this form to set a "RateWatch" notice.  If you currently have a mortgage, we will monitor the
Interest Rates and when we can lower your rate and save you $100 dollars or more per month- we
notify you that the timing is right!  You don't even have to be a client or customer to receive the benefits
of our companies services.  We know the financing market and we take the pressure out of trying to
stay on top of the market.  So, Set It and Forget It- we'll watch the rates for you!




Sign Up today and enter the fast lane to smart money management!
Request a "RateWatch"  Notification
* Your name:
* Your email address:
* Your phone number:
                                   1st Mortgage                                                        2nd Mortgage
Your Current
Mortgage Rate(s):
Your Current
Mortgage Rate(s):
Your Current
Mortgage Type(s):
Your Current
Mortgage Type(s):
Your Current Loan
Payoff Amount:
Your Current Loan
Payoff Amount:
Your Moment of truth- If you had to sell your home within the
next 30-60 days what price do you think a Buyer would pay for it?
Comments-

Please let us know what your intended
goals for home financing are if and when
you could refinance?:

ex:
Use equity for College Tuition, Investing,
Moving to a larger/smaller home, to put
in the bank for a rainy day, lower my
monthly bills, do a rate and term with or
without cashout, etc.
Please have a Mortgage Planner contact me to assess my
current financial picture and give me ideas on where I could be
benefiting with my cash flow in the future   > >
This form is SSL encrypted to ensure your privacy.  You will only receive an initial contact to verify the
information provided in this form & again in the event that an optimum interest rate is reached that would
present a substantial favorable savings to it's Borrower.
FHA Expanded Limits Legislation:

We're excited about this bill,  which temporarily
increases the conforming loan limit in selected
Metropolitan Statistical Areas (MSAs). This
increase applies to loans originated through
December 31, 2008.

Jumbo sized loans with not-so-jumbo-sized
pricing.

The increased loan limits will make loan
amounts greater than $417,000 available to
consumers in these designated markets. We
expect these consumers will have the opportunity
to purchase a home or refinance their existing
loan with improved pricing over jumbo loans.
Although the agencies have yet to establish
pricing, this scenario could be particularly
attractive to consumers by making purchase
money and refinance loans more affordable.



The bill sets FHA and conforming loan limits to
the lesser of $729,750 or 125% of an MSA’s
median home sales prices. Regardless of the
median home price calculation, there will be no
MSA with conforming loan limits below $417,000



The word on the street is....


Although the details have not been finalized, we
believe the following products and parameters
may be eligible:


 Purchase and refinance
Fixed rate mortgages and fully amortizing
ARMs
Reduced LTVs
Full documentation loans only

Please understand these are the initial
parameters and are subject to change prior to
final publication. We’ll let you know very soon
after they are finalized and communicate our
implementation plans at that time.

What happens next?

According to the bill, new loan limits are to be
established by HUD 30 days after the bill
becomes law, around mid-March. The GSEs
are assessing internal impacts to determine the
delivery approach required of lenders.  
> >    One more reason having "RateWatch" information entered into our

system benefits our Customers and Clients!